Fintech
Web ApplicationFeatured

Digital Lending Platform

Client: Leading NBFC

End-to-end digital lending platform with KYC verification, credit scoring, loan management, and automated disbursement.

10 months

Duration

12 Members

Team Size

Web Application

Type

Project Overview

Built a complete digital lending solution for an NBFC serving small businesses. Features include eKYC via Aadhaar, AI-powered credit scoring, document management, EMI calculation, automated disbursement, and collection management.

01

The Challenge

The client was processing loan applications manually, taking 7-10 days per application with high operational costs and error rates.

02

Our Solution

Developed an automated pipeline with OCR for document processing, API integrations with credit bureaus (CIBIL, Experian), Aadhaar eKYC, and bank account verification. Implemented risk assessment algorithms.

03

The Results

Processing time reduced from 7 days to 4 hours
₹500Cr+ loans disbursed
30% reduction in NPAs
10x throughput increase

Impact & Results

Measurable outcomes that demonstrate real business value.

Processing time reduced from 7 days to 4 hours

₹500Cr+ loans disbursed

30%

reduction in NPAs

10

x throughput increase

Technology Stack

The tools and technologies powering this solution.

ReactPythonDjangoPostgreSQLTensorFlowAWSDocker

Why Teams Choose AITS

Trusted by 2000+ businesses to deliver excellence, every single time.

ISO 9001:2015

Quality-certified processes ensuring consistent excellence in every delivery.

100+ Expert Team

Skilled developers, designers, and strategists dedicated to your project.

15+ Countries

Global experience serving clients across India, UK, US, Middle East & more.

10+ Years

A decade of expertise delivering scalable, high-performance solutions.

Ready to Build Something Remarkable?

Let's discuss how we can deliver the same caliber of results for your business. No obligation, just a conversation.